Savvable — how we handle your data.
// Last updated: April 2, 2026
The short version: Savvable is privacy-first. All your financial data — bills, budgets, expenses, debts, savings goals — is stored locally on your device using encrypted Core Data. We never see, collect, or transmit your financial information to any server. Your money, your business.
Savvable is a personal budgeting and bill reminder app developed by Grumpz Labs LLC. We believe your financial data is deeply personal. This policy explains what data the app handles and how we protect your privacy.
All financial data — including bills, subscriptions, expenses, income, debts, savings goals, budgets, and transaction history — is stored locally on your device using encrypted Core Data. This data never leaves your device and is never transmitted to Grumpz Labs or any third party.
A minimal profile (your display name and onboarding status) may be synced via iCloud if you are signed in to iCloud on your device. No financial data is included in this sync.
Savvable does not collect, transmit, or store any of the following on external servers:
The app does not include any analytics SDKs, crash reporting tools, tracking pixels, or fingerprinting technology. We do not track your behavior, spending patterns, or any other personal information.
Savvable offers optional bank transaction import via Apple FinanceKit. This integration runs entirely on-device through Apple's secure framework. Imported transaction data is stored locally in encrypted Core Data and is never transmitted to Grumpz Labs or any third party. You can revoke this access at any time through your device's Settings.
The receipt scanning feature uses Apple's on-device Vision framework for OCR (optical character recognition). All image processing happens locally on your device. Receipt images and extracted text are stored only in your local app data and are never uploaded to any server.
Savvable offers optional premium subscriptions ($4.99/month or $39.99/year). These transactions are processed entirely by Apple through the App Store using StoreKit 2. We do not receive, store, or have access to your payment information. Please refer to Apple's privacy policy for details on how they handle payment data.
The only third-party services used are:
Savvable includes home screen and lock screen widgets that display budget summaries and upcoming bill information. Widget data is stored in a shared App Group container on your device and is never transmitted externally.
You can export your data as CSV or PDF files. These exports are generated locally on your device and saved to a location you choose. Grumpz Labs does not receive copies of exported data.
Savvable does not knowingly collect any personal information from children under 13. Since no personal data is collected from any user, the app complies with COPPA (Children's Online Privacy Protection Act) and similar regulations.
All financial data is stored locally on your device. You can delete all app data at any time by uninstalling the app or clearing the app's storage through your device settings. iCloud-synced profile data can be removed through your iCloud settings.
We may update this privacy policy from time to time. Any changes will be reflected in the "Last updated" date above. Continued use of the app after changes constitutes acceptance of the updated policy.
If you have any questions about this privacy policy, please contact us at: